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Payday
advances made easy
Payday Advances are
agreements between a consumer and a
financing institution to deferred a loan
until the consumer's next payday. This
allows consumers to get full access
to the cash they need for any financial
emergencies they may have. They can use
the extra cash to pay off bills, fulfill
unexpected financial needs, or buying
something that would never ever be on
sale again.
Ways to apply for
a
payday advance
Because of
security reasons, Hot Payday understands that sometimes people are
uncomfortable applying for an online
payday advance. If this is the case, we
offer a toll free number where we can be
reach to take your personal information
live over the telephone for your payday
advance. The other option is for you is
to allow us to
fax over our application form to you be fill
out and faxed back to us along with
other required documents for further processing.
Our friendly service agents will
carefully review your completed online
payday advance application once it is
received. Base upon the documents you
have submitted and your agreement to
allow us to verify your loan payment
history status with a national database,
we will render a decision either via
email or telephone to you within
minutes. If you are approved, we will
immediately transfer the money into your
bank account so that funds
will be available for you to spend the very next business
day.
Rolling over a Payday Advance
Payday Advances are due back on
consumer's next pay date. If you were
unable to repaid the loan in full on
your next pay date, and you request an
extension and we grant that request, you
may obtain an extension by paying at
least enough to cover interest earned up
to that point (usually the finance
charge previously disclosed). We also
recommend that you pay as much extra as
you can to reduce your principal
balance.
Utah state laws prohibits short term
loans to be extended for more than 12
weeks. For further information, please
refer to the disclosures statement under
http://www.hotpayday.com/disclosure.html
or your contract agreement. If you have
any questions or comments regarding any
part of the disclosure, don't hesitate
to contact us at (800) 774-2215. |
