payday loan cash advance fee disclosure faq home contact payday loan
cash advance

Payday Loan History

Need for Payday Loans

Reducing Your Debts

Payday Loan Operations
Payday loans - better/worse?

Complaints


Payday Loans & Cash Advance Articles


Important Notice: Payday loans and cash advances are primarily designed for short-term purposes. It is in your best interest to borrow only what you can expect to pay back and have enough to cover other financial expenses you may have. This service does not constitute an offer or solicitation for short term cash advances in all states. The states serviced may change from time to time without notice. We are a Utah based lender and Utah's law governing consumer loan agreements apply. If you do not want to enter into a loan agreement subject to Utah's law, then you should apply for a payday loan at a lender located in the state where you reside. All aspects and transactions on this online site are and will be deemed to have taken place in Utah regardless of where you may have viewed this site.

Hot payday charges $15 per $100 borrowed. The APR rate varies anywhere from 180.00% to 782.14% depending on your next pay date (7-31 days). Utah's state laws prohibit any part of your loan being rolled over beyond 12 weeks from the date of its origination. For example, if you took out a $100 cash advance on January 1st, then your payback on your next pay day is only $115 wherever if it is 7 to 31 days away. In addition, if this loan needs to be extended/rollover, it cannot also be rolled over beyond 12 weeks from the originated date.

Listed below are online articles pertaining to situations which desires the need for online cash advances or payday loans. Please feel free to browse through as many online cash advance articles as you may wish so you can familiarize yourself with the benefits it has to offer to you. These articles provide real-life current situations which good people can use to educated themselves whenever they are strapped for cash and is in need of a fast online cash advance. 

Hot Payday values this opportunity to serve you and want you to be completely satisfied with all Hot Payday's transaction. If you have additional questions, please feel free to contact us during our normal business hours at (800) 774-2215 or you may contact us via email at Customersupport@hotpayday.com.

Home     Contact     Apply Now     Fees     Policies & Laws     FAQ     Site Map

Hotpayday.com ™ 2004 • Terms and Conditions