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Payday Loans |
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| Payday loan definition |
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Payday loans are short term loans
secured only with your promise to repay
the loan with the financing company on your next
payday. Because there is such a
high risk associated with these types of
loans, the APR rate tends to be higher
than any other types of loans. Financial
companies are dealing in "good
faith" with their customers when handling payday loans.
Need a little cash until your next
payday? At Hot Payday, you can be assure
you will receive the cash you want when
you need it the most. Get approve for a
cash advance regardless of your
unfortunately credit history. Through
our integrated systems, funds are
electronically transferred into your
account the very next business day
without you having to go anywhere but
spend your cash anyway you want it to. |
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| Payday loan
procedures |
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Applying for a payday loan is simple,
fast, and confidential. Simply visit Hot Payday's
website and fill out our simple questionnaires. Then
just fill out your express application and fax in some
document to complete your loan process. You can be
confident that everything you put on your application
is 100% secured. Afterwards, you can sit back, relax,
and let Hot Payday take care the rest.
Your payday loan application status is well taken
care of by our service agent team. We will treat each client’s
application with the utmost urgency for
we know time is of the essence.
Once our services agents have carefully
reviewed your application, we will either
e-mail or call you to confirm the status of
your payday loan application. If
approved, funds will be transferred
discretely into your bank account
without you having to go anywhere and
waste any precious time. |
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| Payday loan
repayment |
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All repayments of payday loans are done by
electronic funds transfer (ACH/EFT). In
other words, on the your next payday,
funds will be electronically withdrawn
for the amount borrowed plus any fees
incurred. Once your payday loan is paid
in full, then you can obtain another payday loan
instantly without having to fax anything
over again or fill out another
application. To request another loan,
you can simply follow these
instructions:
- Log on to the member's page to request
a new loan
- Simply give us a call at (800)
774-2215 to request another advance
- You can also email us at CustomerSupport@hotpayday.com for a
new loan |
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